Our Process

It's our process that sets us apart

What makes Strategic Funding different is that we strive to make the loan process as simple, quick and painless as possible for our borrowers.

We can typically close in 7-10 days from application, with no credit checks, employment verification or outside appraisal required for most loans.

Day 1
Pre-qualification
Upon request, we send a pre-qualification letter, otherwise known as 'proof of funds' when making an offer on a property.
Day 2
Application
Fill out the simple online application. In addition, you will need to submit at least 3 comparable sold properties in the last 6 months to justify the ARV. This can be generated by your real estate agent if you need assistance.
Day 3
Inspection
We set up a time to physically inspect the property with you, usually within 24-48 hours of receiving the application.
Day 4
Offer
Within 24-48 hours, we contact you regarding a loan offer, and issue a formal commitment letter.
Day 5-6
Draw Schedule
You send a scope of work for repairs to be completed. We create a draw schedule to release the repair funds (this must be completed at least 48 hours prior to closing).
Day 7
Closing
We move to close! This is typically within 7-10 days depending on your settlement company.

If you have any questions about our funding programs, check out our FAQs.

Ready to get started on your property project?