Fix & Flip Loans

Fix & Flip loan programs to suit every borrower

Are you renovating a property and need short-term financing to cover the purchase and/or rehab? Strategic Funding offers hard money Fix & Flip rehab loans that make funding your deals straightforward and easy.

We offer two different Fix & Flip loan programs in Central Virginia and surrounding areas, plus transactional funding, giving borrowers the opportunity to decide which approach is best suited to their own unique circumstances and goals. Which is right for you?

Program Benefits


  • Longer Term Lengths

    This loan program offers term lengths up to 18 months, allowing more time to stabilize the property and execute your exit strategy.

  • Access Your Equity

    Convert the equity in your investment property to cash.

  • Lower Rates & Fees

    Ideal for projects with little to no rehab costs needed.

  • No Prepayment Penalty


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  • Loan Features
  • Fee Schedule
Interest Rate13.5%
Loan Length6 months

Extensions may be available. Please contact us to discuss further.

Minimum LoanNone

$75,000 outside of Virginia.

Monthly RepaymentNone

On typical 6 month loans.

Prepayment PenaltyNone
Lien PositionFirst position only
Loan-to-Value65% of After Repair Value